Plans For Families
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Our health insurance plans include a wider range of benefits than ever before so that you can choose the plan that fits your life, right now. Whether you're looking for comprehensive coverage, coverage for routine services, temporary coverage or a plan that is compatible with a Health Savings Account, we have a plan to meet your needs.
Health
Predictable Cost Plans
Whether you need a routine check-up, to see a specialist, or visit an urgent care facility, predictable cost plans can help you stretch your budget. You choose from a variety of deductibles and out-of-pocket maximums and enjoy low, predictable copayments and coinsurance for covered services with no surprises.
BlueOptions Predictable Cost Plans give you access to NetworkBlue - our expansive statewide network of doctors and more. BlueSelect Predictable Cost Plans offer lower premiums because you utilize the BlueSelect community-focused network of doctors in the areas where you live, work and play. View a list of Florida Counties where BlueSelect is available.
Learn more about Predictable Cost Plans.
Temporary Insurance Plans
If you’re between jobs or just starting out, BlueOptions Temporary Insurance offers comprehensive medical benefits without medical underwriting. Choose coverage for 30, 60, 90, or 180 days, which is also considered Creditable Coverage when you’re ready for long-term health coverage with Blue Cross and Blue Shield of Florida.
Learn more about Temporary Insurance Plans.
HSA-Compatible Plans
Millions of people put aside funds to cover out-of-pocket health care expenses in a tax-free Health Savings Account (HSA). Our BlueOptions HSA-compatible plans are designed to work with these innovative financial accounts— by offering major medical coverage with lower premiums achieved through cost-sharing and higher deductibles.
Learn more about HSA-Compatible Plans
Lower Premium Plans
These lower-priced plans are great if you appreciate the value of medical coverage, but don't want to pay for benefits you might not use. They provide peace-of-mind with coverage that's there when it's needed most.
Our BlueOptions and BlueSelect Hospital and Surgical plans cover you for preventive services, major illnesses and emergencies requiring surgery or hospitalization. It’s perfect for healthy individuals who don’t visit the doctor often or take many prescription drugs, but still need protection from large medical costs.
Miami-Dade Blue offers quality, affordable health care coverage to individuals who work or live in Miami-Dade County. From routine doctor’s visits, to dental care, to covered lab tests (free when using in-network providers) and hospital stays, you’ll have coverage for your family’s everyday needs - even unexpected events.
Download Miami-Dade Blue Brochure-English/Creole (PDF)
Learn more about Lower Premium Plans.
Value Plans with no Health Questions Asked
If you want simple and affordable health and dental coverage without the hassle of providing a medical history or medical tests, try one of our Value Plans with No Health Questions Asked. Plans are easy to apply for and you are guaranteed acceptance, which means you can’t be denied coverage. Value plans provide discounts on health care and dental services, and routine care coverage that won’t break the bank. Find the plan that’s right for you.
GoBlue
The GoBlue health services card makes routine health care simple and affordable. We make it simple for you to go to the doctor or dentist, get prescriptions and lab tests. Lab services are covered 100% by Quest Diagnostics. The GoBlue limited benefit plan is often combined with a BlueOptions Hospital and Surgical plan for the “big” things.
Learn more about GoBlue.
FamilyBlue
Never pay full price for your family's health and wellness care again! FamilyBlue is not insurance but gives your family access to great discounts on dental, vision, prescriptions and much more for just $12.95 per month.
Learn more about FamilyBlue.
Cover Florida
Blue Cross and Blue Shield of Florida has partnered with the state of Florida to provide affordable health coverage including routine and preventive care benefits to millions of uninsured Floridians. Cover Florida is a limited benefit health plan that offers both catastrophic and non-catastrophic options. Eligibility requirements apply.
Learn more about Cover Florida
Miami-Dade Blue
Miami-Dade Blue offers quality, affordable health care coverage to individuals who work or live in Miami-Dade County. From routine doctor's visits, to dental care, to covered lab tests (free when using in-network providers), you'll have coverage for your family's everyday needs—even unexpected events.
Learn more about Miami-Dade Blue
Dental
Dental protection is one of the most valued types of coverage we offer. If you are an individual or family, we have a dental plan for you. Now that's something to smile about!
BlueDental CareSM Plan for Individuals and Families*
BlueDental CareSM is an individual prepaid limited dental plan that emphasizes preventive care and offers you low copayments for in-network services only.
Learn more about our BlueDental CareSM Plan
BlueDental ChoiceSM Copayment Plan for Individuals and Families*
If the ease of predicting reimbursement costs is important to you, consider the BlueDental Choice CopaymentSM Insurance Policy that offers its members predictable copayment costs when visiting dentists and specialists in our network.
Learn more about our BlueDental Choice CopaymentSM Plan
BlueDental ChoiceSM Plus Plan for Individuals and Families*
Our BlueDental Choice PlusSM Insurance Policy allows you to access a comprehensive network* of dentists with all the benefits of a PPO plan and even has coverage outside the network, although at a higher cost.
Learn more about our BlueDental Choice PlusSM Plan
*Networks are comprised of independent contracted dentists.
BlueDentalSM Plans are offered through Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of Blue Cross and Blue Shield of Florida, Inc. (BCBSF). BCBSF and FCL are Independent Licensees of the Blue Cross and Blue Shield Association.
Limitations and Exclusions may apply.
Life
Life Coverage
Having life insurance is important because it allows you to provide your loved ones with a secure future in the event something unexpected should happen to you.
Term life insurance is the most affordable form of life insurance available. When you consider that nearly half of all life insurance covering American families against the loss of a breadwinner is in the form of term life insurance, it's easy to see how this coverage can be incredibly valuable for you.
With a LifeEssentialsSM Term Life Insurance Policy, offered through our affiliate, Florida Combined Life, you can provide financial security for your loved ones in the event of death. If you don't have life insurance or want to supplement your existing life insurance coverage, LifeEssentialsSM can give you added security with a cost that is much lower than most permanent insurance policies.
Learn more about our LifeEssentialsSM Term Life Insurance Policy
Exclusions and Limitations may apply.
LifeEssentialsSM is offered through Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of Blue Cross and Blue Shield of Florida, Inc. (BCBSF). BCBSF and FCL are Independent Licensees of the Blue Cross and Blue Shield Association.
Pharmacy
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