Blue Cross and Blue Shield of Florida

Term Life Insurance for Individuals - LifeEssentials

Life insurance is vital to giving your loved ones a secure future in the event something unexpected should happen to you.

Through our affiliate, Florida Combined Life, we offer LifeEssentialsSM life insurance to:

Life Coverage for Individuals

Term life insurance is the most affordable form of life insurance available. When you consider that nearly half of all life insurance covering American families against the loss of a breadwinner is in the form of term life insurance, it's easy to see how this coverage can be incredibly valuable for you.



Exclusions and Limitations may apply.

LifeEssentialsSM is offered through Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of Blue Cross and Blue Shield of Florida, Inc. (BCBSF). BCBSF and FCL are Independent Licensees of the Blue Cross and Blue Shield Association.

Health is offered by Blue Cross and Blue Shield of Florida, Inc. (BCBSF). Dental, Life and Disability are offered by Florida Combined Life Insurance Company, Inc., an affiliate of BCBSF. Workers' Comp is offered by Comp Options, Inc. d/b/a OptaComp, a subsidiary of BCBSF. All companies are Independent Licensees of the Blue Cross and Blue Shield Association.

Blue Cross and Blue Shield of Florida, Inc., and its wholly owned subsidiary Health Options, Inc., contracts with the Centers for Medicare & Medicaid Services to administer Medicare Advantage and Part D Prescription Drug benefits, in the state of Florida. These contracts are renewed annually, and availability beyond the end of the current contract year is not guaranteed.

Our Medicare Supplement insurance policies are not connected with or endorsed by the US Government or the Federal Medicare Program. These policies have limitations and exclusions.

The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.
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